Skim Pinjaman Perwira

This special loan is open only to all armed Forces personnel with rank of Warrant Officer and above. You are entitled to loan up to RM20,000 or six months salary whichever is lower subject to :-

  1. Monthly installment of the loan must not exceed 1/3 of the gross salary
  2. Total deduction (inclusive of all other loans) must not exceed 50% of the gross salary.
  3. If the purpose is to purchase a car, maximum limit is RM20,000 or 80% of market value of the car, whichever is lower
  4. If the purpose is for renovation, maximum limit is RM20,000 or 80% of renovation cost, whichever is lower.

The maximum months for payback is up to 60 months and the interest rate for this loan is only 2.5% plus BLR per annum (monthly rest).



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